{"id":12211,"date":"2025-11-10T11:39:18","date_gmt":"2025-11-10T17:39:18","guid":{"rendered":"https:\/\/finanzasconfiables.com\/?p=12211"},"modified":"2025-11-10T11:54:25","modified_gmt":"2025-11-10T17:54:25","slug":"tu-tarjeta-prestada-puede-costarte-caro-alerta-del-sat-para-el-buen-fin-2025","status":"publish","type":"post","link":"https:\/\/finanzasconfiables.com\/eng\/tu-tarjeta-prestada-puede-costarte-caro-alerta-del-sat-para-el-buen-fin-2025\/","title":{"rendered":"Tu tarjeta prestada puede costarte caro: alerta del SAT para el Buen Fin 2025"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"12211\" class=\"elementor elementor-12211\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0425c5b e-flex e-con-boxed e-con e-parent\" data-id=\"0425c5b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c94044 elementor-widget elementor-widget-image\" data-id=\"7c94044\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"720\" src=\"https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/11\/persona_pagando_con_su_tarjeta_de_credito_durante_el_buen_fin.webp\" class=\"attachment-large size-large wp-image-12225\" alt=\"\" srcset=\"https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/11\/persona_pagando_con_su_tarjeta_de_credito_durante_el_buen_fin.webp 1280w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/11\/persona_pagando_con_su_tarjeta_de_credito_durante_el_buen_fin-768x432.webp 768w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/11\/persona_pagando_con_su_tarjeta_de_credito_durante_el_buen_fin-18x10.webp 18w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/11\/persona_pagando_con_su_tarjeta_de_credito_durante_el_buen_fin-300x169.webp 300w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/11\/persona_pagando_con_su_tarjeta_de_credito_durante_el_buen_fin-600x338.webp 600w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/11\/persona_pagando_con_su_tarjeta_de_credito_durante_el_buen_fin-64x36.webp 64w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-437de3d elementor-widget elementor-widget-text-editor\" data-id=\"437de3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Tu tarjeta prestada puede costarte caro: alerta del SAT para el Buen Fin 2025<\/b><\/p><p><span style=\"font-weight: 400;\">A solo d\u00edas del inicio del Buen Fin 2025, la Servicio de Administraci\u00f3n Tributaria (SAT) emiti\u00f3 un llamado de atenci\u00f3n: ceder tu tarjeta de cr\u00e9dito a un amigo o familiar es m\u00e1s riesgoso de lo que parece.<\/span><\/p><p><span style=\"font-weight: 400;\">Aunque prestarla suele interpretarse como un favor inofensivo, el SAT advierte que todos los movimientos realizados con ese pl\u00e1stico siguen apareciendo a nombre del titular, lo que puede generar discrepancias graves si los gastos superan los ingresos declarados oficialmente.<\/span><a href=\"https:\/\/www.infobae.com\/mexico\/2025\/11\/07\/adios-prestamos-sat-advierte-sobre-las-consecuencias-de-prestar-tu-tarjeta-de-credito-en-el-buen-fin-2025\/?utm_source=chatgpt.com\"><span style=\"font-weight: 400;\">\u00a0<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">Cuando el saldo de tu tarjeta refleja compras o pagos que no coinciden con lo que reportaste al fisco, la autoridad puede asumir que provienen de ingresos no declarados o gastos injustificados, lo que expone al titular a multas que van desde el 15 % hasta el 70 % del monto no identificado, adem\u00e1s de recargos y posibles auditor\u00edas.<\/span><a href=\"https:\/\/www.infobae.com\/mexico\/2025\/11\/07\/adios-prestamos-sat-advierte-sobre-las-consecuencias-de-prestar-tu-tarjeta-de-credito-en-el-buen-fin-2025\/?utm_source=chatgpt.com\"><span style=\"font-weight: 400;\">\u00a0<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">El problema no se limita al aspecto fiscal: si quien usa tu tarjeta no paga, los intereses y las penalizaciones recaen sobre ti y pueden afectar negativamente tu historial crediticio. Adem\u00e1s, los bancos podr\u00edan cancelar beneficios, promociones o recompensas si detectan un uso at\u00edpico del pl\u00e1stico.<\/span><a href=\"https:\/\/www.infobae.com\/mexico\/2025\/11\/07\/adios-prestamos-sat-advierte-sobre-las-consecuencias-de-prestar-tu-tarjeta-de-credito-en-el-buen-fin-2025\/?utm_source=chatgpt.com\"><span style=\"font-weight: 400;\">\u00a0<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">La recomendaci\u00f3n del SAT es clara: <\/span><b>no prestes tu tarjeta<\/b><span style=\"font-weight: 400;\">, especialmente durante periodos de alto consumo como el Buen Fin. En su lugar, aconseja acompa\u00f1ar al comprador o asesorarlo para que solicite su propio m\u00e9todo de pago, adem\u00e1s de monitorear tus estados de cuenta y asegurarte de que tus ingresos declarados sean compatibles con tus movimientos financieros.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-698fcac elementor-widget elementor-widget-text-editor\" data-id=\"698fcac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FUENTES:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Infobae. (2025, noviembre 7). <\/span><i><span style=\"font-weight: 400;\">Adi\u00f3s pr\u00e9stamos: SAT advierte sobre las consecuencias de prestar tu tarjeta de cr\u00e9dito en el Buen Fin 2025<\/span><\/i><span style=\"font-weight: 400;\">. Infobae M\u00e9xico.<\/span> <a href=\"https:\/\/www.infobae.com\/mexico\/2025\/11\/07\/adios-prestamos-sat-advierte-sobre-las-consecuencias-de-prestar-tu-tarjeta-de-credito-en-el-buen-fin-2025\/\"><span style=\"font-weight: 400;\">https:\/\/www.infobae.com\/mexico\/2025\/11\/07\/adios-prestamos-sat-advierte-sobre-las-consecuencias-de-prestar-tu-tarjeta-de-credito-en-el-buen-fin-2025\/<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Imagen creada con Inteligencia Artificial.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">Radio F\u00f3rmula. (2025, noviembre 4). <\/span><i><span style=\"font-weight: 400;\">Buen Fin 2025: el error con tu tarjeta de cr\u00e9dito que te puede causar una multa con el SAT<\/span><\/i><span style=\"font-weight: 400;\"> [Imagen]. Radio F\u00f3rmula. https:\/\/www.radioformula.com.mx\/economia\/buen-fin-2025-el-error-con-tu-tarjeta-de-credito-que-te-puede-causar-una-multa-con-el-sat-20251104-0134.html<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Tu tarjeta prestada puede costarte caro: alerta del SAT para el Buen Fin 2025 A solo d\u00edas del inicio del [&hellip;]<\/p>","protected":false},"author":330,"featured_media":12224,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[91,90],"tags":[],"class_list":["post-12211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fiscal","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Tu tarjeta 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