{"id":11876,"date":"2025-10-13T10:52:54","date_gmt":"2025-10-13T16:52:54","guid":{"rendered":"https:\/\/finanzasconfiables.com\/?p=11876"},"modified":"2025-10-13T11:19:38","modified_gmt":"2025-10-13T17:19:38","slug":"un-fondo-invisible-pero-imperecedero-cuando-prescribe-el-fondo-de-ahorro-del-trabajador","status":"publish","type":"post","link":"https:\/\/finanzasconfiables.com\/eng\/un-fondo-invisible-pero-imperecedero-cuando-prescribe-el-fondo-de-ahorro-del-trabajador\/","title":{"rendered":"Un fondo invisible\u2026 pero imperecedero: \u00bfcu\u00e1ndo prescribe el fondo de ahorro del trabajador?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"11876\" class=\"elementor elementor-11876\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d4f5eb e-flex e-con-boxed e-con e-parent\" data-id=\"7d4f5eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-348e959 elementor-widget elementor-widget-image\" data-id=\"348e959\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1600\" height=\"900\" src=\"https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/10\/EQFLUNAJDNBXHCTA5J3VOOPRJU.jpeg\" class=\"attachment-large size-large wp-image-11882\" alt=\"\" srcset=\"https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/10\/EQFLUNAJDNBXHCTA5J3VOOPRJU.jpeg 1600w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/10\/EQFLUNAJDNBXHCTA5J3VOOPRJU-768x432.jpeg 768w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/10\/EQFLUNAJDNBXHCTA5J3VOOPRJU-1536x864.jpeg 1536w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/10\/EQFLUNAJDNBXHCTA5J3VOOPRJU-18x10.jpeg 18w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/10\/EQFLUNAJDNBXHCTA5J3VOOPRJU-300x169.jpeg 300w, https:\/\/finanzasconfiables.com\/wp-content\/uploads\/2025\/10\/EQFLUNAJDNBXHCTA5J3VOOPRJU-600x338.jpeg 600w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc14072 elementor-widget elementor-widget-text-editor\" data-id=\"dc14072\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Un fondo invisible\u2026 pero imperecedero: \u00bfcu\u00e1ndo prescribe el fondo de ahorro del trabajador?<\/b><\/p><p><span style=\"font-weight: 400;\">El fondo de ahorro no se pierde con el paso del tiempo: el <\/span><b>derecho del trabajador de exigirlo es imprescriptible<\/b><span style=\"font-weight: 400;\">. Esto significa que el patr\u00f3n no puede alegar la prescripci\u00f3n para negar su entrega.<\/span><a href=\"https:\/\/idconline.mx\/laboral\/2025\/10\/08\/cuando-prescribe-el-fondo-de-ahorro-del-trabajador\"><span style=\"font-weight: 400;\">\u00a0<\/span><\/a><\/p><h4><b>Qu\u00e9 es el fondo de ahorro y c\u00f3mo funciona<\/b><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Es una prestaci\u00f3n de previsi\u00f3n social, en la que tanto el trabajador como el empleador aportan.<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Generalmente, las reglas de retiro (momentos y condiciones) vienen establecidas en el reglamento del propio fondo o la pol\u00edtica interna de la empresa.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aunque la empresa lo administre, el fondo pertenece al trabajador en todo momento.<\/span><\/li><\/ul><h4><b>\u00bfQu\u00e9 dicen los tribunales?<\/b><\/h4><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">En 2019, el D\u00e9cimo Sexto Tribunal Colegiado en Materia de Trabajo del Primer Circuito dict\u00f3 que la acci\u00f3n para exigir el pago del fondo de ahorro <\/span><b>no prescribe<\/b><span style=\"font-weight: 400;\">, y que el art\u00edculo 516 de la Ley Federal del Trabajo (LFT) no es aplicable.<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u00e1s recientemente, el Segundo Tribunal Colegiado del Vig\u00e9simo Primer Circuito ratific\u00f3 que, al tratarse de una prestaci\u00f3n extralegal que forma parte del salario, el fondo no se ve alcanzado por las reglas de prescripci\u00f3n del art\u00edculo 516 de la LFT.<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">En resumen: el patr\u00f3n debe entregar el monto acumulado del fondo cuando corresponda, sin importar cu\u00e1nto tiempo haya pasado.<\/span><a href=\"https:\/\/idconline.mx\/laboral\/2025\/10\/08\/cuando-prescribe-el-fondo-de-ahorro-del-trabajador\"><span style=\"font-weight: 400;\">\u00a0<\/span><\/a><\/li><\/ul><h4><b>Recomendaci\u00f3n clave<\/b><\/h4><p><span style=\"font-weight: 400;\">Si est\u00e1s en una situaci\u00f3n donde tu empleador se niega a entregarte el fondo de ahorro alegando que \u201cya pas\u00f3 el plazo\u201d, recuerda que ese argumento ya fue desechado por criterios judiciales: la prescripci\u00f3n <\/span><b>no aplica<\/b><span style=\"font-weight: 400;\"> para esa prestaci\u00f3n.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9378cef elementor-widget elementor-widget-text-editor\" data-id=\"9378cef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FUENTES:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IDC Online. (2025, 8 de octubre). <\/span><i><span style=\"font-weight: 400;\">\u00bfCu\u00e1ndo prescribe el fondo de ahorro del trabajador?<\/span><\/i><span style=\"font-weight: 400;\"> Recuperado de<\/span> <a href=\"https:\/\/idconline.mx\/laboral\/2025\/10\/08\/cuando-prescribe-el-fondo-de-ahorro-del-trabajador\"><span style=\"font-weight: 400;\">https:\/\/idconline.mx\/laboral\/2025\/10\/08\/cuando-prescribe-el-fondo-de-ahorro-del-trabajador<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Imagen creada con Inteligencia Artificial.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">El Financiero. (2022, 11 de diciembre). <\/span><i><span style=\"font-weight: 400;\">Fondo de ahorro laboral 2022: \u00bfQu\u00e9 es y cu\u00e1ndo se entrega?<\/span><\/i><span style=\"font-weight: 400;\"> Recuperado de<\/span><a href=\"https:\/\/www.elfinanciero.com.mx\/mis-finanzas\/2022\/12\/11\/fondo-de-ahorro-laboral-2022-que-es-y-cuando-se-entrega\/\"> <span style=\"font-weight: 400;\">https:\/\/www.elfinanciero.com.mx\/mis-finanzas\/2022\/12\/11\/fondo-de-ahorro-laboral-2022-que-es-y-cuando-se-entrega\/<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Un fondo invisible\u2026 pero imperecedero: \u00bfcu\u00e1ndo prescribe el fondo de ahorro del trabajador? El fondo de ahorro no se pierde [&hellip;]<\/p>","protected":false},"author":330,"featured_media":11883,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[92,90],"tags":[],"class_list":["post-11876","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-laboral","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Un fondo invisible\u2026 pero imperecedero: \u00bfcu\u00e1ndo prescribe el fondo de ahorro del trabajador? - Finanzas Confiables<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finanzasconfiables.com\/eng\/un-fondo-invisible-pero-imperecedero-cuando-prescribe-el-fondo-de-ahorro-del-trabajador\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Un fondo invisible\u2026 pero imperecedero: \u00bfcu\u00e1ndo prescribe el fondo de ahorro del trabajador? - Finanzas Confiables\" \/>\n<meta property=\"og:description\" content=\"Un fondo invisible\u2026 pero imperecedero: \u00bfcu\u00e1ndo prescribe el fondo de ahorro del trabajador? 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